Financial Planning Services
Investment Management
Our financial planning company’s customized investment portfolios go beyond just acquiring stocks, bonds, and mutual funds. Our registered investment advisors tailor our strategies to your personal finances and future goals.
Retirement Income Planning
When it comes time for your retirement you may receive income from social security, pensions, and other sources, but will it go far enough? Our fiduciary financial advisors will assess your financial needs in retirement by analyzing everything from expenses to your desired lifestyle. Your Chatham Wealth Management CFP® professional will then design a plan to help fill the gap between your expenses and expected income. The CWM team will then work together to create an investment portfolio that is inline with the financial planning goals. You have worked hard your entire life, you deserve to enjoy your retirement.
Elder Planning
Chatham Wealth Management’s elder financial planning services are designed to help prepare you and your loved ones for the expenses associated with aging such as assisted living, long-term care, disability, and death.
Estate & Legacy Planning
Our financial advisors work with you and your attorneys to coordinate preserving and passing on your estate to your beneficiaries. This can include organizing assets such as:
- Property
- Business Interests
- Investments
- Insurance Proceeds
- Personal Effects
Similar to estate planning, our legacy financial planning advisory services help you to ensure you are passing on your estate to your heirs and establishing how and when they should receive this inheritance.
Tax Advice & Planning
Working with you and your accountants, Chatham Wealth Management’s team of financial planners will identify opportunities for deductions, exemptions, and tax credits. Our financial advisors will then recommend actions that could lower your tax burden.
Charitable Planning
Chatham Wealth Management’s financial planners are available to help you to identify when is the best time and what are the best vehicles to use when giving to charities, philanthropies, and organizations. Our fiduciary financial advisors will also help you to identify the tax implications for giving to charities and how it can potentially lower your taxable income.
Wealth Preservation
Just as much as we want to help you to grow your wealth and assets, our fiduciary financial advisors also want to work with you to protect against market volatility and downturns. Our goal is to grow your wealth while limiting the downside risk.
Insurance Analysis
Life is full of risks that can impact your financial future. Your financial advisor is available to help you identify your insurance needs and advise on how best to meet those needs and reduce the risk associated with a financially catastrophic event beyond your control. Providing for your family and protecting your assets with life, health, property, disability, and long-term care insurance is an important part of your financial plan and our CERTIFIED FINANCIAL PLANNER™ professionals will help determine the most appropriate policies for your needs.
College Planning
The gift of a higher education is one of the best things you can give your children and grandchildren to set them up for success throughout their lives. Your financial planner can help you establish and grow savings accounts with funds that can be specifically allocated to cover the cost of a college education.
Our financial planning company is a New Jersey based team of CERTIFIED FINANCIAL PLANNER™ professionals, investment managers, and relationship managers who work together seamlessly to help you attain your financial goals.