Your Roadmap to Financial Security
You work hard to build wealth so that you can provide for your family's financial needs today as well as attain your future goals, and now is the time to create a plan to grow and protect your wealth. A Chatham Wealth Management CERTIFIED FINANCIAL PLANNER™ professional will work with you to construct a roadmap for navigating the complex financial challenges of today and tomorrow. Investors with a financial plan tend to be better prepared to ride out the volatility of the markets and add new goals such as a second home, new car, or a boat while still having peace of mind that their retirement is secure. Our CERTIFIED FINANCIAL PLANNERS™ located in Chatham, New Jersey will help you to identify risks, protect your current wealth, and secure additional cash flows before and after retirement. At no additional cost or fee, we provide a holistic, conflict free (we do not sell products) financial planning service that aligns our clients core values to their unique financial “wealth” being.
Your success is our success. Allow us to become your most trusted financial advisor!
Our financial planning company’s customized investment portfolios go beyond just acquiring stocks, bonds, and mutual funds. Our registered investment advisors tailor our strategies to your personal finances and future goals.
When it comes time for your retirement you may receive income from social security, pensions, and other sources, but will it go far enough? Our fiduciary financial advisors will assess your financial needs in retirement by analyzing everything from expenses to your desired lifestyle. Your Chatham Wealth Management CFP® professional will then design a plan to help fill the gap between your expenses and expected income. The CWM team will then work together to create an investment portfolio that is inline with the financial planning goals. You have worked hard your entire life, you deserve to enjoy your retirement.
Chatham Wealth Management’s elder financial planning services are designed to help prepare you and your loved ones for the expenses associated with aging such as assisted living, long-term care, disability, and death.
Our financial advisors work with you and your attorneys to coordinate preserving and passing on your estate to your beneficiaries. This can include organizing assets such as:
Similar to estate planning, our legacy financial planning advisory services help you to ensure you are passing on your estate to your heirs and establishing how and when they should receive this inheritance.
Working with you and your accountants, Chatham Wealth Management’s team of financial planners will identify opportunities for deductions, exemptions, and tax credits. Our financial advisors will then recommend actions that could lower your tax burden.
Chatham Wealth Management’s financial planners are available to help you to identify when is the best time and what are the best vehicles to use when giving to charities, philanthropies, and organizations. Our fiduciary financial advisors will also help you to identify the tax implications for giving to charities and how it can potentially lower your taxable income.
Just as much as we want to help you to grow your wealth and assets, our fiduciary financial advisors also want to work with you to protect against market volatility and downturns. Our goal is to grow your wealth while limiting the downside risk.
Life is full of risks that can impact your financial future. Your financial advisor is available to help you identify your insurance needs and advise on how best to meet those needs and reduce the risk associated with a financially catastrophic event beyond your control. Providing for your family and protecting your assets with life, health, property, disability, and long-term care insurance is an important part of your financial plan and our CERTIFIED FINANCIAL PLANNER™ professionals will help determine the most appropriate policies for your needs.
The gift of a higher education is one of the best things you can give your children and grandchildren to set them up for success throughout their lives. Your financial planner can help you establish and grow savings accounts with funds that can be specifically allocated to cover the cost of a college education.
Clients are assigned a dedicated relationship manager who is a financial planner to work directly one-on-one with them on their plan and coordinate their investments. With your permission, our financial advisors can also coordinate with your personal lawyers, accountants, insurance representatives, and other relevant parties to create a more comprehensive overview of your financial situation.
Here is how our financial planning services works:
Once your initial plan is completed it becomes a living document that is monitored and updated quickly to adapt to changes in your financial situation like inheritance, substantial bonuses, divorces, loss or reduction of income, and selling a business. Your dedicated relationship manager will also meet with you at least twice a year, or more frequently if you want, to discuss ways your personalized financial plan can better address your goals.
Our financial planning company is a New Jersey based team of CERTIFIED FINANCIAL PLANNER™ professionals, investment managers, and relationship managers who work together seamlessly to help you attain your financial goals.
CWM is a fee only, fiduciary registered with the SEC. While our financial planners do advise on insurance, annuity, and other investment needs, we DO NOT sell any insurance or annuities and therefore do not make a commission from those products. Our only revenues comes from the fees that are based off of the assets under management
Our financial planning company utilizes industry-leading software programs to generate your individualized strategy and create action points to implement the plan.
Clients are given access to view their financial plan online anytime.
Whether in person, on the phone, or over a video conference call, our entire team will be available to help you to meet today’s necessities while planning for your dreams.
At Chatham Wealth Management, we remain steadfast in educating, informing, and empowering our clients to make the best financial decisions specific to their needs. With over 35 years in the financial services industry, our New Jersey based team of financial planners will be your partners in reaching your financial goals and preparing you for the future.