When it comes time for your retirement you may receive income from social security, pensions, and other sources, but will it go far enough? Our fiduciary financial advisors will assess your financial needs in retirement by analyzing everything from expenses to your desired lifestyle. Your Chatham Wealth Management CFP® professional will then design a plan to help fill the gap between your expenses and expected income. The CWM team will then work together to create an investment portfolio that is inline with the financial planning goals. You have worked hard your entire life, you deserve to enjoy your retirement.

Chatham Wealth Management’s intergenerational & elder financial planning services are designed to help you and your loved ones prepare for the all of life’s changes and phases. We help you navigate expenses from family planning and those associated with aging such as assisted living, long-term care, disability, and death.

Our financial advisors work with you and your attorneys to coordinate preserving and passing on your estate to your beneficiaries. This can include organizing assets such as:

-Property

-Business Interests

-Investments

-Insurance Proceeds

-Personal Effects

Similar to estate planning, our legacy financial planning advisory services help you to ensure you are passing on your estate to your heirs and establishing how and when they should receive this inheritance.

Working with you and your accountants, Chatham Wealth Management’s team of financial planners will identify opportunities for deductions, exemptions, and tax credits. Our financial advisors will then recommend actions that could lower your tax burden.

Chatham Wealth Management’s financial planners are available to help you to identify when is the best time and what are the best vehicles to use when giving to charities, philanthropies, and organizations. Our fiduciary financial advisors will also help you to identify the tax implications for giving to charities and how it can potentially lower your taxable income.

Just as much as we want to help you to grow your wealth and assets, our fiduciary financial advisors also want to work with you to protect against market volatility and downturns. Our goal is to grow your wealth while limiting the downside risk.

Life is full of risks that can impact your financial future. Your financial advisor is available to help you identify your insurance needs and advise on how best to meet those needs and reduce the risk associated with a financially catastrophic event beyond your control. Providing for your family and protecting your assets with life, health, property, disability, and long-term care insurance is an important part of your financial plan and our CERTIFIED FINANCIAL PLANNER™professionals will help determine the most appropriate policies for your needs.

The gift of a higher education is one of the best things you can give your children and grandchildren to set them up for success throughout their lives. Your financial planner can help you establish and grow savings accounts with funds that can be specifically allocated to cover the cost of a college education.

Our financial planning company’s customized investment portfolios go beyond just acquiring stocks, bonds, and mutual funds. Our registered investment advisors tailor our strategies to your personal finances and future goals. Item description

The Chatham Wealth Management team will review all your current assets and obligations, as well as discuss your risk tolerance, time horizons and asset preferences. Our investment management firm then constructs individualized portfolios using US and international equities with bond and satellite investments tailored to your goals and in coordination with your other assets and obligations.

Our investment portfolio management and financial planning process keeps your entire financial picture in focus, even accounts that we do not manage for no additional fees. Our investment services will help you avoid a “junk drawer” of financial pieces and draw a cohesive financial picture for today and tomorrow.

As an SEC regulated fiduciary, our investment management company always puts your interests first ahead of our own interests. Our investment services are not tied to specific product pipelines like many other advisors. This offers us greater flexibility in customizing your portfolio to your specific wishes. Additionally, as fiduciaries, Chatham Wealth Management does not earn commissions on any investments purchased on your behalf. We structure our investment service fees based on a percentage of assets invested with us to focus on maximizing your gains, while keeping your risk tolerance and time horizon in mind.

You worked hard accumulating your savings, and your financial future deserves specialized attention. Our Certified Financial Planners® and relationship managers are experts with decades of success. Our investment management company utilizes our professionals' valuable industry connections, access to resources, information, and research to aid us in generating growth and income while preserving capital and minimizing tax implications. Let us manage your investments while you manage your life.

We understand the importance of managing single stock risk in your investment portfolio. Our expert team construct tax-efficient risk management strategies to help you mitigate the potential downsides of concentrated stock positions, ensuring your investments are well-protected and aligned with your financial goals. With our comprehensive approach, you can navigate market volatility with confidence, knowing that your investments are in experienced hands.

Our investment services allocate core equities among various domestic and international sectors designed to preserve principal, generate consistent revenue streams, appreciate in value, and provide liquidity.

Our wealth management services often include constructing a “satellite” portion of our portfolios to take advantage of short-term inefficiencies and opportunities in the market. Our investment management firm has the resources to offer some unique investment products other customized investment portfolio management firms cannot provide.